Disability Cover Insurance
Disability insurance cover gives you protection against total and permanent disability by providing a lump sum payout if you can never work again. Our package is designed for singles, couples, single parents and families to help with the financial cost of medical expenses.
Flexible cover options
Choose the level of cover based on your financial needs, and increase or decrease it at any time.
Lump Sum Payment
Cover medical or rehabilitation costs, modifying your home or lifestyle choices.
Covers range of disabilities
Usually covers a range of disabilities that can include hearing loss, loss of sight etc
How Does it Work
The amount of money you receive depends on how much cover you purchase.
Then you can use this money to cover your medical and rehabilitation costs, as well as any future expenses, which may also include modifying your home or car.
You decide how much cover you will need if you are no longer able to work. You then pay a regular premium depending on the cover amount you have selected. The cost of your premium will also depend on factors like your age, the industry you work in, your medical history and your lifestyle.
Disability Insurance Cover policies either offer cover if you can no longer work in your usual job (own occupation) or may only cover you if you can’t work in any job at all (any occupation). Premiums, terms and conditions will vary according to the definition, so please speak with your financial adviser before making any decision.
Nhlanhla Capital not only allows you to choose the Disability cover that’s right for you, but also gives you the flexibility to adapt the type of cover you need according to your changing needs, age and lifestyle by adding Specialist, Employee or Business benefits.
Peace of mind protection for you and your family’s future.
How to get Disability Insurance. Take care of what’s important and protect your family’s future.Get in touch with your financial adviser and learn more about your insurance options.
